So We Bought a Rental House
In 2017, we spent most of the year paying down our debts while also optimizing our finances and lifestyle such that we could start bumping up our savings rate to work towards our plan for financial independence. When 2018 started we began to lay the groundwork for maxing out our retirement accounts and investing the rest in a brokerage account (we dabbled with Betterment, but kept most of our investments in Vanguard). However, when I started running the numbers, I…