Emergency Funds – Is It Time To Change Again?
We have been pursuing Financial Independence for just about 4 years now. We were semi-frugal in our lifestyle and borderline valuist in our choices for a while before that though without knowing that we were doing anything special. About 10 years ago we read some financial article somewhere that everyone should have an emergency fund. We had been living paycheck to paycheck at the time so the concept was foreign to me. Savings, emergency funds? These were things spoken about…